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June 2015 Archives

So How Much Should a Bankruptcy in Rochester Cost?

One of the most common questions in a bankruptcy case is the fee: how much will it cost? My answer is it depends on the complexity of the case. The typical attorney fees in my cases range from $900 to $1,200 for chapter 7. Occasionally the fee is higher, for more complicated cases, or where extra work may be needed. My chapter 13 fees usually range from $2,500 to $3,500.

Underwater Mortgages Cannot Be Stripped Down in Chapter 7 - For Now at Least: Caulkett

The United States Supreme Court has unanimously ruled that a junior mortgage that is 'under water' - that is, the value of the house is less than the senior mortgage - cannot be stripped down or removed as an unsecured claim in a chapter 7 bankruptcy. And yet, the opinion seems to invite a challenge to the very case the court is relying upon for its conclusion.

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